You may come to the point where your loved one needs a level of care that you are unable to provide. This clearinghouse run by the Administration on Aging answers questions about the nature of long-term care, who needs it, how much it costs (with a state-by state breakdown), how it can be paid for, who provides care within long-term care facilities, and details on Medicare and Medicaid coverage of long-term care. The site explains why everyone needs to plan for long-term care and takes the user through a step-by-step process of accessing it.