Affording healthcare without some form of insurance is almost impossible anymore. While all Americans should have access to medical care after the passage of the Affordable Care Act, the basic insurance provided by the Act provides minimal Coverage leaving the individual with the responsibility of significant medical bills or limited access to healthcare services.
Government-sponsored insurance (Medicare or Medicaid) has better coverage than the Act, while Third-Party payors (Employer-Provided Coverage) often pay the best. Each form of insurance has restrictions and limitations requiring compliance.
Virginia Financial Assistance Programs Virginia meets the unique needs of the young and the elderly in separate Medicaid programs. Though the groups have many needs in common, each separate age group has special challenges and struggles that require services designed specifically for their age. The Children’s Health Insurance Program (CHIP) and Commonwealth Coordinated Care Plus …
Are Medicare and Medicaid the Same? Medicare is a federal program funded by tax dollars that provides health coverage if you are 65 or older, under 65 and disabled, or a dialysis patient. Eligibility is not income-based but instead relates to the number of years you paid Medicare payroll tax into Social Security as …
Retiring with Social Security and Medicare Social Security and Medicare are Part of a Government-Sponsored Retirement Plan Social Security and Medicare are part of a government-sponsored retirement plan for qualified working Americans. If you held a job that earned over a set amount each year (amount changed over time) throughout your working lifetime, you paid …
Virginia’s Medicaid Each state manages Medicaid for its citizens within the regulatory guidelines established by the federal government. Medicaid is an insurance program like Medicare, though not guaranteed to everyone over 65. Participants must qualify for Medicaid based on income. The Department of Medical Assistance Services (DMAS) manages Virginia’s Medicaid program with the local Department …
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