Affording healthcare is difficult. Insurance pays for some of the cost. If you qualify, government-sponsored Medicare or Medicaid may pay all or part of the bill. Sometimes, your job or a family member’s health plan covering the one needing supplies may foot the bill. However, even with insurance, many medical supplies and other essentials are paid for out-of-pocket.
Medical costs add up and take a toll on a family’s savings. However, knowing which vendors sell for less, where to buy in bulk, and what may be used as a cheaper substitute helps make a dollar go further. In addition, caregivers can help one another by sharing that information.
Virginia Financial Assistance Programs Virginia meets the unique needs of the young and the elderly in separate Medicaid programs. Though the groups have many needs in common, each separate age group has special challenges and struggles that require services designed specifically for their age. The Children’s Health Insurance Program (CHIP) and Commonwealth Coordinated Care Plus …
Are Medicare and Medicaid the Same? Medicare is a federal program funded by tax dollars that provides health coverage if you are 65 or older, under 65 and disabled, or a dialysis patient. Eligibility is not income-based but instead relates to the number of years you paid Medicare payroll tax into Social Security as …
Retiring with Social Security and Medicare Social Security and Medicare are Part of a Government-Sponsored Retirement Plan Social Security and Medicare are part of a government-sponsored retirement plan for qualified working Americans. If you held a job that earned over a set amount each year (amount changed over time) throughout your working lifetime, you paid …
Virginia’s Medicaid Each state manages Medicaid for its citizens within the regulatory guidelines established by the federal government. Medicaid is an insurance program like Medicare, though not guaranteed to everyone over 65. Participants must qualify for Medicaid based on income. The Department of Medical Assistance Services (DMAS) manages Virginia’s Medicaid program with the local Department …
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